The arcade is a ladder: you start small, earn some money and later open the big businesses with what the small ones made. That is what the shared current account is for.
This page covers the first steps — you do not need more than this to begin.
There is no money in your current account at the start. That is deliberate: just like in real life you begin with a bank loan. Apply for it on the home page under "Bank" — the first 1,000 € are especially cheap and approved instantly.
Your credit limit grows with your playing time. The longer you play, the more the bank trusts you with.
There are five businesses, but only three are affordable at the start. How much money you may put into each one is capped — that is the ladder:
| Business | Maximum you can pay in | When? |
|---|---|---|
| 🐄 Farm | 150 € | right away |
| 🚚 Haulage | 300 € | right away |
| 🏨 Apartments | 1,000 € | right away |
| 🏥 Clinic | 30,000 € | later |
| 🚂 Railway works | 100,000 € | later |
Current values — what the home page shows you is what counts.
So the 1,000 € starter loan comfortably gets you into the farm, the haulage firm or the apartments. You may start several at once, but you do not have to.
What a business earns stays inside that business at first. On the home page you move money from it to your current account — that is your private account, and your cost of living is paid from it.
It works the other way round too: you can pay money from your account into a business to expand it, up to the cap in the table above. Profits you take out do not count against that cap.
The two big businesses are deliberately not for beginners. A clinic needs around 25,000 € just for its licence and first consulting room, a railway works considerably more. You earn that money in the three small businesses and move it across through your current account.
That is the whole appeal: a 1,000 € loan turns, over weeks, into a company that can afford a clinic.